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DISCLAIMER
This information is provided in summary form. Details regarding each benefit are provided to employees shortly after initial employment during an orientation session. Individuals are cautioned against making assumptions or drawing conclusions regarding these benefits without first reviewing the appropriate written materials and discussing them with the appropriate Human Resources Department staff member. The information contained in this document is subject to change without notice. The College assumes no liability or responsibility for errors or omissions regarding the contents of this document.
HEALTH INSURANCE
The College offers two types of State Health Benefits Programs, Preferred Provider Organizations (PPO) and Health Maintenance Organizations (HMO). The PPO plans offered are NJ Direct10 and NJ Direct15. The HMO plans are Aetna and Cigna Healthcare.
The NJ Direct and HMO plans are managed care plans and are available nationwide. They provide coverage for preventative care such as annual checkups, screening tests, well-baby visits and immunizations in the hope of avoiding serious illness and more costly treatment.
The College pays the full premium for the employee, spouse/domestic partner and eligible dependants.
Effective Date of Coverage
The effective date of coverage under each plan for eligible employees, eligible spouses, and eligible dependents is sixty days after the date of employment as a regular employee of the College.
Waiving of Health Insurance
Employees may voluntarily waive medical coverage through Burlington County College. Employees are required to provide proof of medical coverage each calendar year in order to be eligible for the waiver. By providing proof of coverage, employees are eligible to receive a total annual payment of $1000 in pro-rated (bi-monthly) payments if the effective date of medical coverage would have been prior to September 1, or $500 (for the remainder of the year) if the effective date of medical coverage would have been after September 1.
DENTAL INSURANCE
Carrier
The College has a dental insurance plan with Delta Dental. The College pays a portion of the premium for the coverage type (single, family, etc.) selected by the employee.
Summary Plan Information
Effective Date of Coverage
The effective date of coverage for eligible employees, eligible spouses and dependents is the first day of the month following two complete months of employment as a regular employee. For example, an employee with a date of employment of January 15 completes two full months (February and March) of employment on March 31 so coverage is effective April 1.
Waiving of Dental Insurance
Employees may voluntarily waive dental coverage through Burlington County College. Employees are required to provide proof of dental coverage each calendar year in order to be eligible for the waiver. By providing proof of coverage, employees are eligible to receive a pro-rated (bi-monthly) payment of $150 if the effective date of dental coverage would have been prior to September 1, or $125 if the effective date of dental coverage would have been after September 1.
RETIREMENT PROGRAM
Public Employees’ Retirement System (PERS)
Many Supportive Staff member may be eligible for and required to enrollment in the Public Employees’ Retirement System (PERS).
This is a defined benefit program with retirement benefits based upon years of service in the program and the average salary of the highest three (3) years of base salary rates. Both employee and employer contributions are mandatory. The members’ contribution rate in PERS is 5% of base salary, except in special circumstances, as determined by the State Treasurer.
Additional tax-deferred monies may be invested by the employee without additional employer contributions to the Supplemental Annuity Collective Trust administered by the Division of Pensions or to any of several State approved carriers. Maximum tax-deferred amounts are determined in accordance with Internal Revenue Service Code regulations.
Additional contributions which are not tax-deferred may be made by an employee as well; again without additional employer contributions.
LIFE INSURANCE
As part of the Public Employees’ Retirement system, life insurance in the amount of three times the base salary earned by an employee in the twelve months preceding death is provided. For one full year the employee is required to participate in both the contributory and non-contributory portions of the life insurance program. After one year, however, the employee has the option of waiving the contributory portion and decreasing the benefit to 1.5 times the base salary. If exercised, this option is irrevocable.
Upon retirement, the life insurance benefit is reduced to 18.75% of the value of the last twelve (12) months of base salary on which pension contributions were made.
Example: $40,000 salary x 0.1875 = $7,500 life insurance benefit.
The Prudential Insurance Company is the carrier.
DISABILITY INSURANCE
Public Employees’ Retirement System (PERS)
The PERS provides for disability retirement for members who meet stipulated requirements.
TUITION WAIVER
Employees and their eligible spouses and dependents are entitled to attend Burlington County College without tuition or general or laboratory fee charges. Such waiver applies to both credit and credit-free courses although special program costs may be assessed to the employee for certain courses.
SICK LEAVE
One day per month of completed employment service is accrued. This amounts to twelve days per year.
A sick leave pool is also available.
PERSONAL LEAVE
Three days per year.
VACATION LEAVE
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Accrual Rate Per Month of Completed Service |
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4 years - 5 years |
1.33 Days |
16 Days |
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6 years - 10 years |
1.50 Days |
18 Days |
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11 years - 14 years |
1.74 Days |
21 Days |
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Subsequent years |
1.83 Days |
22 Days |
OTHER LEAVES
Very specialized leaves including bereavement leave, jury duty leave, leaves without pay, etc. are also available.
HOLIDAYS
Fourteen holidays per fiscal year (July 1 through June 30) are provided by the College.
The College is usually closed for most operations from Christmas Eve through New Year’s Day as part of these fourteen holidays.
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